Setting goals can be easy to do but reaching them can be a challenge. Unexpected emergencies can come up, or willpower can fail. Doing daily meditation and using personalized mantras can help you find success.
First, be honest with yourself about what you are capable of. Mediation can help put you in the right frame of mind for some hard talks with yourself about finances. Sit in a comfortable room with either silence or music that isn’t distracting on in the background. Once you are physically comfortable try to calm your mind with several deep steady breaths, focusing on making the exhale just as slow and long as the inhale. Focus only on your breathing and keep doing this until you feel calm and at ease. It doesn’t have to be long, as little as five minutes can help.
The important thing is for you to be in a calm frame of mind when you sit down to write out your goal. Now have all your monthly bills together and write out the amounts, putting an honest average for any bills that change from month to month. Then write down all your income that happens from month to month, don’t exaggerate, it is important.
Now think about what it is you want to achieve? What does financial security mean to you? Just being able to pay your bills? Or do you want to be able to pay your bills and save up a specific amount each month? Don’t be extravagant because you will just end up disappointing yourself and becoming discouraged if you don’t set realistic goals for yourself.
So when you have all that decided, this is where the mantras can help. Create a simple short mantra for whatever your goal is and say it to yourself each morning when you get up, and every night before bed. For example, if your goal is to pay all your bills, save $100 a month and still have a little extra to have fun with, then create a mantra that goes something like this:
Financial stability will be mine. I will have the income I need to pay all my bills, save $100 and also still get to have fun, each and every month. I will do what it takes to make this happen because I work hard and I deserve it.”
It is important to always include a reason for this to happen, such as “you work hard,” but also something that helps positively reinforce this such as “I deserve it.”
This will help your subconscious understand what you are trying to accomplish and will send your intention out into the universe to help bring about your success. The repetition of doing this morning and night will help you remember to control your impulses that might self-sabotage your goals.
It is important to revisit your goals every couple of months. Be kind and honest with yourself. If you have succeeded, then set new goals, if you haven’t, don’t beat yourself up, just try to dial it back and set more realistic goals based on what has gone wrong so far.